Hot Chocolate Dip featured image
Hot Chocolate Dip is a 4 ingredient 5 minute dessert that pairs perfectly with your favorite cookies, pretzels, and fresh fruit. It's a fun way to make over a mug of hot cocoa and turn it into a cool and creamy sweet treat.
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This no-bake, 4-ingredient Hot Chocolate Dip can be made in just 5 minutes! With a sweet and creamy cheesecake taste combined with the classic hot chocolate flavor, this easy dessert dip pairs perfectly with fresh fruit, crackers, cookies, or any of your favorite dippers (including your finger!).

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4 Ingredient Hot Chocolate Dip

Our Hot Chocolate Dessert Dip is a quick and easy recipe made to mimic the flavors of my favorite hot beverage but prepared in a creamy, light, and fluffy form.

With nothing to cook and 5 minutes needed, this hot cocoa dip is a simple combination of cream cheese, hot chocolate mix, Cool Whip, and marshmallow fluff.

This sweet chocolate cheesecake dip for fruit and fun snacks is so simple, it should be called a hot chocolate dipping sauce rather than a recipe!

Using cream cheese in hot chocolate dips provides a slight tanginess, so each scoop is not overly sweet; it tastes like a delicious hot chocolate drink with a chill!

Why We Love Marshmallow Fluff Hot Chocolate Dip Recipe

  • Quick and easy to make in 5 minutes.
  • Only uses 4 ingredients.
  • Filled with hot cocoa flavor in a dippable dessert form.
  • Pair it with your favorite sweet or salty companions as an hors d’oeuvre or an after-dinner snack.
  • So good, you’ll want to skip the dippers and eat it straight from the spoon.
  • Perfect for holiday parties, game day snacking, potlucks, or family get togethers.
Hot Chocolate Dip ingredients

Ingredients for Hot Chocolate Dessert Dip

  • Cream cheese
  • Hot cocoa mix: I like to use Ghirardelli Premium Hot Cocoa Mix because it has a deep rich flavor and makes the dip extra chocolatey, but feel free to use your favorite brand of hot chocolate mix.
  • Marshmallow creme
  • Whipped topping
  • Mini marshmallows (optional garnish)
  • Cookies or fruit for dipping

Substitutions and Additions

  • Delicious Dippers: Choose your favorite foods for dipping, like strawberries, chocolate chip cookies, Oreos, sliced apples, cinnamon sugar pita chips, pound cake, large marshmallows, pretzels, angel food cake, doughnuts, graham crackers, animal crackers, or any sweet or savory snack.
  • Add Extracts: You can add extracts to the dip to mix up the flavor. Some suggestions include almond, strawberry, orange, peppermint, or maple.
  • Make It With Mix-Ins: Feel free to add mix-ins to the dip itself, like crushed candy canes, mini chocolate chips, dehydrated marshmallows, mini M&M’s, chopped nuts, chopped-up candy bars, etc.
  • Grab A Garnish: Top your dip with some hot fudge, marshmallow cream, homemade whipped cream, more whipped topping, chocolate chips, candy canes, candy, and cookie pieces.
hand holding pretzel with Hot Chocolate Dip
  • Mixing bowl
  • Electric hand mixer
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How to Make Hot Chocolate Dip

  1. Make The Mixture: Whip the cream cheese until smooth, then mix in the cocoa mix and marshmallow cream until combined. Fold in the whipped topping until there are no streaks. 
  2. Serve: Chill until you’re ready to serve or serve immediately with a garnish and dippers. Enjoy!
Hot Chocolate Dip process photo

Tips From Our Recipe Developer

  • Make sure your cream cheese is softened to room temperature.
  • I love serving this dip on a charcuterie board surrounded by a variety of fruit or sweet and salty dipping snacks.

Storage

  • To Store: Store leftovers covered in the fridge for up to 3 days.
  • To Freeze: Freeze your dip in a freezer-safe container for up to 3 months.
Hot Chocolate Dip with marshmallow

Frequently Asked Questions

Is hot chocolate dip a warm dip?

No, contrary to its name, this is not a warm dip; it only tastes like its namesake! Looking to warm up this winter? My Candy Corn Hot Chocolate, Unicorn Hot Chocolate, Crock Pot Hot Chocolate, Boozy Hot Chocolate are delicious drinks for sipping during cold seasons.

Does my dip need to be refrigerated?

Yes, anything made with cream cheese should be placed in the fridge to keep it from spoiling. 

What is the best way to soften the cream cheese?

The best way to soften your cream cheese is by keeping it in the package for a few hours at room temperature. However, you can carefully heat it up in the microwave (be sure to remove the wrapper first!) in increments of 20 seconds at a lower power. If you don’t soften your cream cheese, your dip will come out lumpy.

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pretzel dipped in Hot Chocolate Dip

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5 from 2 votes
Hot Chocolate Dip featured image

Hot Chocolate Dip

Serves — 12
Hot Chocolate Dip is a 4 ingredient 5 minute dessert that pairs perfectly with your favorite cookies, pretzels, and fresh fruit. It's a fun way to make over a mug of hot cocoa and turn it into a cool and creamy sweet treat.
Prep Time 5 minutes
Cook Time 0 minutes
Total Time 5 minutes

Ingredients
  

  • 8 ounces cream cheese softened
  • 1 cup hot cocoa mix
  • 7.5 ounces marshmallow creme
  • 8 ounces whipped topping thawed
  • mini marshmallows for garnish optional
  • Cookies or fruit for dipping

Instructions
 

  • In a large bowl with an electric hand mixer, whip the cream cheese until smooth.
  • Add the cocoa mix a little at a time until thoroughly mixed in.
  • Mix in the marshmallow cream until thoroughly combined.
  • Fold in the whipped topping until there are no streaks.
  • Place into your serving dish and chill until ready to serve or serve immediately with a garnish of marshmallows if using and dippers of your choice.

Jenn’s Notes

Storage:
  • To Store: Store leftovers covered in the fridge for up to 3 days.
  • To Freeze: Freeze your dip in a freezer-safe container for up to 3 months.
Tips:
  • Make sure your cream cheese is softened to room temperature.
  • I love serving this dip on a charcuterie board surrounded by a variety of fruit or sweet and salty dipping snacks.

Nutrition Info

Calories: 157kcal | Carbohydrates: 28g | Protein: 4g | Fat: 4g | Saturated Fat: 3g | Polyunsaturated Fat: 0.1g | Monounsaturated Fat: 0.2g | Trans Fat: 0.02g | Cholesterol: 3mg | Sodium: 231mg | Potassium: 72mg | Fiber: 0.4g | Sugar: 22g | Vitamin A: 25IU | Calcium: 90mg | Iron: 0.2mg

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