This post may contain affiliate links. Please read our disclosure policy.
This Paula Deen banana pudding is the richest, creamiest banana pudding I make, and it never comes home from a party. You get cool slices of fresh banana, buttery Chessmen cookies that go soft and almost cake-like as they sit, and a thick filling you can actually scoop into a real serving instead of spooning up soup. It tastes like someone crossed banana pudding with cheesecake.

I bring this to almost every summer party and holiday table, and it is usually the first thing gone. People almost always ask me for the recipe, surprised that something that tastes this rich and creamy started as plain banana pudding. It has a nostalgic feel and makes a great presentation, which is why it keeps earning a spot on my party list.
What sets this version apart is the filling. A traditional banana pudding leans on vanilla pudding and whipped topping and stays light, but this one folds in cream cheese and sweetened condensed milk, so it turns thick and rich enough to hold its shape when you serve it. That cheesecake-like body is the whole reason this recipe has a name of its own.
If you love an easy no-bake dessert like this one, my Banana Delight is a similar layered version made with Nilla wafers. For the other famous version, try my Copycat Magnolia Bakery banana pudding. And for more sweet copycats to make at home, my copycat dessert recipes collection has dozens more.

Family Favorite
Why I Always Make This the Night Before a Party
I have made this enough times to know it is always better the next day. Giving it a long chill lets the filling set up thick and gives the Chessmen cookies time to soften into an almost cake-like layer, so every scoop holds together instead of sliding apart. That overnight rest is the difference between good and great here, and it is why I never make this one same-day.


Key Ingredients
Chessmen cookies: These buttery shortbread cookies are what make it Paula Deen’s version instead of an ordinary banana pudding. They soften as they chill without turning to mush, and they hold up far better than a thin wafer. Nilla wafers work in a pinch, but they give you a more traditional pudding instead of this richer one.
Cream cheese: This is where the richness comes from. Let it soften fully before you start so it beats out smooth. Cold, firm cream cheese is the number one reason a filling turns out lumpy.
Sweetened condensed milk: It brings the sweetness and a thick, almost caramel-rich body that plain sugar cannot. Together with the cream cheese, it is what pushes this filling toward cheesecake.
Instant French vanilla pudding: Use French vanilla, not plain vanilla. It has a deeper, more custardy flavor that stands up to the cream cheese instead of getting lost under it.
Bananas: Reach for bananas that are ripe but still firm. Overly ripe bananas go mushy in the layers and darken faster. Firm slices hold their shape and keep the pudding looking fresh longer.
Whipped topping: Folded in at the end, it lightens the filling so all that cream cheese and condensed milk does not turn heavy, and it keeps the texture creamy and scoopable. If you would rather use fresh whipped cream, sweeten it and stabilize it so it holds its shape, or the filling can loosen as it sits.
I made this for Easter and it was the biggest hit with my family.
It is so so delicious!

How to Make Paula Deen Banana Pudding
Step 1: Layer the Cookies and Bananas Line the bottom of a 9×13 pan with one bag of Chessmen cookies. This is the place to use any broken ones. Cover the cookies with an even layer of sliced bananas.

Step 2: Make the Pudding Mixture In a large bowl, beat the milk and instant pudding with an electric mixer for a few minutes, until it is blended and starting to thicken. Set it aside.
Step 3: Make the Cream Cheese Mixture In another large bowl, beat the softened cream cheese and sweetened condensed milk until completely smooth. Fold in the whipped topping until no streaks remain.
Step 4: Combine the Two Mixtures Add the cream cheese mixture to the pudding and stir or beat until it is one smooth, thick filling.
Step 5: Assemble and Top Pour the filling over the cookies and bananas and spread it level. Cover the top with the second bag of Chessmen cookies.
Step 6: Chill Cover with plastic wrap and refrigerate for at least 4 hours, or overnight for the best texture. Serve cold.
Make-Ahead and Storage
This keeps well in the refrigerator, which makes it an easy one to get done ahead of a party. It is at its best within 24 hours, when the bananas are freshest, and it holds another day or so covered, though the bananas gradually brown and soften the longer it sits. For more do-ahead ideas, my roundup of easy no-bake desserts is full of ones you can make the day before.


More No-Bake Dessert Recipes

Paula Deen Banana Pudding (Not Yo Mama’s Recipe)
Ingredients
- 14 ounce can sweetened condensed milk
- 12 ounce container frozen whipped topping thawed
- 2 bags Pepperidge Farm Chessman cookies
- 6-8 Bananas sliced
- 2 cups Milk
- 5 ounce box instant French vanilla Pudding
- 8 ounce package cream cheese softened
Instructions
- Using a 9 x 13 pan layer the bottom of the pan with one bag of cookies (use any broken ones for the bottom).2 bags Pepperidge Farm Chessman cookies
- Layer the sliced bananas over the top of the cookies.6-8 Bananas
- In a large bowl combine the milk and pudding mix using an electric mixer, about 5 minutes until it starts to get thick.2 cups Milk, 5 ounce box instant French vanilla Pudding
- In another large bowl combine the cream cheese and sweetened condensed milk with the mixer until smooth.8 ounce package cream cheese, 14 ounce can sweetened condensed milk
- Fold the whipped topping into the cream cheese mixture.12 ounce container frozen whipped topping
- Add the cream cheese mixture to the pudding mixture and stir until well blended or you could use the mixer you were already using!
- Pour the mixture over the cookies and bananas.
- Place the remaining cookies on top of this mixture.
- Carefully cover with plastic wrap. Refrigerate at least 4 hours until ready to serve. Can be made the day before and refrigerated overnight.
Jenn’s Notes
- Use bananas that are ripe but still firm so they hold their shape and do not turn mushy in the layers.
- Beat the cream cheese completely smooth before folding in the pudding, or you will get little lumps in the filling.
- Do not rush the chill. It needs at least 4 hours, and overnight is better so the filling sets and the cookies soften.













Sooooooo good! was a hit at the party! Everyone requested some rum in the next batch though. LOL.
love it….
10 🌟 ‘s
I have made this many many times my son loves (grandkids and family also) this My son even asked me to make one for his boss! It’s a great dessert for all occasions
I am baffled by those who say the recipe is too sweet. Rich, yes, but as a person who doesn’t tolerate high sweetness, I must weigh in to say that this dessert could not be more delectable. Furthermore, nearly every friend, co-worker and family member I have served this to has flipped over it. It is phenomenally delicious!
I agree that it’s too sweet and I omit the condensed milk.
A coworker made this a few years back and I loved it! I was shocked that I enjoyed it so much because it had instant pudding. It doesn’t taste like instant pudding.
Gotta be a miss print/typo. It is listed to use “8 – 8 oz of cream cheese”. I think you meant to list, “1 – 8oz package of cream cheese”..
Oh my goodness – you are very correct!! This has been corrected – thank you for letting me know!!!
Family favorite. Recipe is perfect. Made this my first year visiting my boyfriend (now husband) for Christmas. It’s been requested every year since 🙂
ladies i tried it with heavy whipping cream and wow wee thats all i can say just being allittle different.
Ok I made this for Christmas, and wish I hadn’t, it was so sweet no one could eat it, and I mean no one! If I were any of you omit the sweetened condensed milk or the cool whip or both, cause if I were to ever make it again I’ll be omitting the cool whip and an add Whip cream (heaving whipping cream), and maybe the Sweetened condensed milk and add maybe another cream cheese!
Hi Paula. I had the same issue so I make my own whipped cream with a dash of bourbon or cognac and only use 3/4 of the condensed milk. It lessens the sweetness and gives a different spin on the recipe.
I also make my own Cool Whip and instant pudding mix. The last 2 times I’ve made this it did not set up, have you had any problems getting it to thicken? I was thinking the condensed milk may be making it thin.
It’s too sweet. The sweetened condensed milk should be left out.
I left out the sweetened condensed milk as well; just made sure cream cheese was really soft and added a splash of whole milk. It really depends on how sweet you want it; my crew doesn’t like real sweet