Chocolate Chip Banana Bread sliced featured image
The best Chocolate Chip Banana Bread. This easy to make, super moist banana bread recipe will be your go-to recipe anytime you have overripe bananas on your counter!
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The best Chocolate Chip Banana Bread Recipe ever! It is super moist and loaded with melted chocolate chips and fresh ripe bananas! See why this banana bread recipe has been shared millions of times and everyone agrees, not only is it fool-proof, it is the best around!

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This is the Best Chocolate Chip Banana Bread Recipe!

We always have bananas sitting on the counter in our house. When the bananas begin to get a little bit brown and start getting a little overripe, no one will eat them. This can only mean one thing…banana bread time!

I swear I think my family may intentionally let the over rippen just so I will make a banana bread. However, let me tell you this… all banana breads are not created equal. Ask anyone and they will tell you they have the best banana bread recipe, but trust me on this one… they are wrong. This is THE BEST Banana Bread Recipe ever!

Chocolate Chip Banana Bread close up

Why you’ll love this Banana Chocolate Chip Bread Recipe

It is an easy-to-make, super moist banana bread recipe and I promise it will be your go-to recipe! This recipe makes TWO loaves, one for now and one for later – WIN WIN!!

Banana Bread Chocolate Chip Recipe Ingredients

  • Unsalted butter at room temperature
  • Sugar
  • Eggs
  • Milk
  • Bananas (see our tips below on how to speed up the ripening process)
  • Flour
  • Baking soda
  • Chocolate chips

Chocolate Chip Banana Bread Recipe Substitutions and Variations

  • Walnuts
  • 1/4 teaspoon of cinnamon or nutmeg
  • Coconut flakes
  • Sprinkles (make it festive!)
  • Sprinkle some powdered sugar on top
chocolate chip banana bread on iron rack

How To Make Banana Chocolate Chip Bread

  1. Using a hand mixer or a stand mixer, combine sugar and butter. Add in the eggs and blend. Add milk and bananas and mix for about 1 minute.
  2. Add flour and baking soda and mix until blended and then fold in the chocolate chips.
  3. Spray 2 loaf pans with non-cook spray and divide the batter. Split the batter into the two pans.
  4. Bake in the oven at 350 degrees for 45 minutes. You should be able to take a knife or a toothpick inserted into the middle of the loaf and they should come out clean.
  5. Remove from the oven and let cool on a wire rack for about 30 – 45 minutes. Remove from pan and serve

PRO-TIP: I serve one and freeze one… wrap in plastic wrap and then with tin foil and freeze)

collage chocolate chip banana bread

How to quickly ripen bananas

There are a few ways to do this, depending on how much time you have.

Super quick method using the Microwave: One way to quickly ripen bananas is using your microwave. Leave the banana in the peel and poke the banana using a fork on all sides. Pop it in the microwave for about 30 – 45 seconds (use about 15-second intervals until desired ripeness.) It won’t look pretty on the outside, but should be ripe on the inside! Let it cool (it may be hot).

12-24 hour method using a paper bag: If you have a little more time, place the bananas in a brown paper bag. The Ethylene will build up and circulate within the bag and speed up the ripening process.

15 – 30 minutes method using oven: If you have a few minutes to spare, try the oven method to ripen your bananas. The bananas cannot be too green for this method. Grab a cookie sheet and place the unpeeled bananas in the oven at 300 degrees for about 15-30 minutes until the peels are shiny and black.

Chocolate Chip Banana Bread slices

How to Store This Banana Bread Chocolate Chip Recipe

You can store this banana bread on the counter at room temperature for about 3-4 days. Put in a plastic container with a locking lid. Place it on or under a piece of paper towel to absorb the moisture from the bread.

  • Fridge – You can store it in the fridge for about a week. Wrap it in plastic wrap to contain the moisture.
  • Freezer – Wrap in plastic wrap and then in tin foil. Freeze for up to 3 months. Let it defrost on your counter

Can I freeze Banana Bread?

Yes, you can freeze your banana bread. As I mentioned, the recipe makes two loaves of bread. One for now, one for later! You can wrap the extra loaf in plastic wrap and then in aluminum foil and freeze it. Pull it out and let it thaw and it will be ready to serve at a later date!!

Does Chocolate Chip Banana Bread need to be refrigerated?

No, it will last longer in the fridge, but it does not need to be refrigerated.

Chocolate Chip Banana Bread bite

FAQs for Banana Chocolate Chip Bread Recipe

How do you make banana chocolate chip muffins?

You can easily make these into muffins! If you want to make full-size banana bread muffins, I would follow the instructions below, but bake them for about 25 minutes (bake them until a toothpick inserted into the center comes out clean.)
I have a great mini banana bread muffin recipe that you can follow step-by-step here.

How to keep the chocolate chips from sinking in your bread?

This batter is pretty thick, so they generally don’t sink. However, if you are worried, toss them in a little bit of flour and that should keep them put! This will work with other breads and cakes, as well! I also like to sprinkle some on the top of the bread after it is in the loaf pan!

Can bananas be too ripe for Banana Bread?

Overripe bananas are not always safe to eat straight, but they can be used safely for baking. However, if they are black, it is time to throw them out.
When I have ripe bananas sitting on the counter and no time to make a loaf of banana bread, I will freeze the bananas (see tip below)

Can I freeze overripe bananas to use later in banana bread?

Yes! I like to peel my overripe bananas and break them up into pieces and throw them a ziplock bag and freeze them. Then, just thaw them when ready to use!

What are the best chocolate chips for Banana Chocolate Chip Bread?

We typically use semi-sweet chocolate chips in our banana bread. However, you can use milk chocolate or even dark chocolate chips.

Do you put baking soda or baking powder in banana bread?

Be sure to use baking soda when making banana bread, not baking powder. However, baking powder can be substituted if you are in a pinch.

How do you keep banana bread moist?

The secret is the banana to flour ratio. This banana breads ratio is perfect for a moist and delicious banana bread. If your banana bread is dry, you may have added too much flour.

Why is my banana bread soggy?

A soggy banana bread may be again due to the flour to banana ratio. In the case of soggy banana bread, you may have too much banana.

Why is my Banana Bread not moist?

Usually due to over mixing the batter or too much flour.

More Banana Recipes You’ll Love

4.82 from 77 votes
Chocolate Chip Banana Bread sliced featured image

Banana Chocolate Chip Bread Recipe

Serves — 12
The best Chocolate Chip Banana Bread. This easy to make, super moist banana bread recipe will be your go-to recipe anytime you have overripe bananas on your counter!
Prep Time 10 minutes
Cook Time 45 minutes
Total Time 55 minutes

Ingredients
  

  • ¾ cup unsalted butter at room temperature
  • 1 ½ cups sugar
  • 2 eggs
  • 1 ⅓ tablespoons milk
  • 3 ripened bananas
  • 2 cups flour
  • 1 teaspoon baking soda
  • ½ bag chocolate chips totally your preference on how much you like

Instructions
 

  • Preheat oven to 350 degrees
  • In a large bowl, combine the sugar and the butter.  Use a mixer on low until combined.  
  • Add eggs and blend.  
  • Add milk and the bananas and mix for about 1 minute. The batter may look at little lumpy – that’s ok! 
  • Add the flour and the baking soda and mix until blended. Fold in the chocolate chips.
  • Spray 2 loaf pans with non-cook spray and divide the batter. Pour the batter into the two pans.
  • Bake for 45 minutes (mine took a little longer, but my ovens are not so great).  You should be able to take a knife or a toothpick inserted into the middle of the loaf and the they should come out clean.
  • Remove from the oven and let cool on a wire rack for about 30 – 45 minutes.  Remove from pan and serve 
  • (I serve one and freeze one… wrap in plastic wrap and then with tin foil and freeze)

Video

Nutrition Info

Calories: 383kcal | Carbohydrates: 57g | Protein: 4g | Fat: 15g | Saturated Fat: 9g | Cholesterol: 60mg | Sodium: 114mg | Potassium: 141mg | Fiber: 1g | Sugar: 37g | Vitamin A: 445IU | Vitamin C: 2.6mg | Calcium: 30mg | Iron: 1.4mg
The best Chocolate Chip Banana Bread Recipe

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Comments

  1. I followed your recipe to a T this time, and they are in the oven baking right now. We shall see how they turn out 🙂 I put them into cupcake form this time though. I do think I will try the recipe again at a later date with less sugar. I am making them to put into kid’s school lunches, so the amount of sugar is a bit counter intuitive to what I want for them LOL. But, I’ll put it in as a desert for now. Thank you 🙂

  2. Mine is baking right now. I did add the mini chips and little vanilla. This seems pretty rich, but that is just fine with my family. I doubled the recipe and got three loaves out of the batch. I have made 4 different kinds in two weeks to put in the freezer for fall. This really is a great recipe.

    1. Sorry, I am replying to myself. It is out of the oven and is really great! I make all my own stuff like that because my daughter is allergic to all nuts, some seeds, and oils. This was pretty fast and easy and will be something I can put in her lunch for school. Her review is that it is very sweet and wonderful. I am very happy to have another recipe to put in the book!

  3. This recipe is a keeper, thank you!

    It smells so good! I tried it today and going to bring some for a morning baby shower!
    Yum!

  4. Thanks for linking up to the Tip Me Tuesday linky party! {knuckle bumps} Did you know that I can “lend” your blog posts my Google page rank for better search engine traffic? {fabulous} If you upload at least 2 images, 2 steps, and blog post URL into your Tip Junkie craft room, you’ll be in business! {wink} ~ Laurie {a.k.a. the Tip Junkie}

  5. Hi there Jenn!!! I am so excited to share with you that this week your Chocolate Chip Banana Bread is a favorite feature over at Nibble’s By Nic Wonderfully Creative Wednesday!!! I just adore banana bread and the chocolate chips brings it to a whole new level!!! Thanks so much for coming and hope to see you this week with your fantastic nibbles!! Warmest, Nic

  6. I just made this recipe and it turned out delicious! I was so pleased that it took the amount of time to bake as specified and it rose evenly and not high in the middle that is so hard to bake through without over baking! This recipe is going in my recipe box as a keeper. Thanks for sharing we love it!

  7. Hi, The bread sounds good but I would never make it this way, it just isn’t healthy. I’ve followed a controlled carb program for over 10 years and try to limit sugar. I make banana bread but I would only use a bit of almond flour (lower in carbs) or whole wheat flour, never white flour which is terrible for you. And this bread does NOT need a cup and a half of sugar! That is so bad for you. I only use a bit of honey for sweetener–no more than a couple of tablespoons. It is more than enough sweetener with the bananas which are already high in sugar. And also our bodies metabolize honey much better than regular sugar. I have a healthier banana bread recipe on my homepage if you want to check it out.

    1. Cindybin – thanks for the suggestions – always looking for healthy alternatives!! I will check out your site!

    2. Actually, honey is just a natural sugar syrup, mainly fructose and glucose. Your body processes it pretty much the same as any other sugar solution.
      And I wouldn’t presume to lecture someone on the healthiness or not of their recipe.

      1. 5 stars
        The author replied beautifully I’d say… my mouth dropped after reading that persons reply lol

      2. EC, If Cindybin were suggesting 1.5 cups of honey instead of 1.5 cups of sugar, I would agree with you. However, part of her point is that her taste buds do not require 1.5 cups of any sweetener, be it sugar OR honey, to be added to banana bread.

        So, yes, honey does metabolize similarly to sugar, however, most sugar has been processed so that the minerals and nutrients have been removed and then it has been bleached; I believe bleach is a Carcinogen, taken internally. In this sense, I find her point well taken. And, I still see the main point as being that, in Cindybin’s opinion, 1.5 cups of sweetener is way over the top.

        In using a small quantity such as Cindybin’s 2 TBSPs of honey, it doesn’t really matter whether one uses honey or sugar.

    3. I appreciate all your suggestions, but I don’t think it is your place to tell the readers what is and isn’t good for them. It is pretty obvious that if made, it is an indulgence and the baker and eater’s choice. No one is ignorant to the fact that too much sugar and fat is bad for our health.

    4. LOL Why would a person comment on someone’s recipe that she ‘would never make it this way’???? I just literally snort laughed! Move on and just go about your day. Had you been positive and said something nice, then MAYBE I’d go visit your blog, but since I see how harsh you’ve been to the author of this blog, I won’t.

      Made this recipe and it’s fabulous! Is it as healthy as a bunch of broccoli? No. Will I eat this every day? No. Will I treat myself, my mom, and my family with it today and from time to time? ABSOLUTELY! Thank you for the fantastic keeper of a recipe! 🙂 Found it on Pinterest on a pin that has been re-pinned over 2000 times! Evidently, a TON of people think it’s fabulous, too! Congrats!

      1. Made me laugh too! I hate those health nuts that visit blogs and proceed to give their unwanted advice and recipes to those who are simply looking for a dessert and force their lifestyle on others.
        She was condescending and rude! I’m about to make this bread and enjoy every, last bite. 🙂

      2. 5 stars
        I literally got up and started looking for the ingredients, and I have everything!!! It’s in the oven now…⏲ I have a question, I don’t usually bake but I realize it doesn’t have any baking powder that’s ok right?

    5. I love this recipe. No food is ‘bad’ for you. Healthy eating is based on being able to eat a balance of everything, without physical and psychological deprivation.

  8. I have a simular recipe, and cannot make this unless it’s to share–I could eat the whole loaf myself. One tip I’d like to pass along…..I use mini- choc chips. They seem to” float” better in the batter, and the bread is more uniform. Happy baking! Here’s my recipe~
    ! cup sugar
    1 egg
    1/2 cup butter
    1 cup mashed bananas
    3 TBSP milk
    2 cups flour
    1 tsp baking powder
    1/2 tsp baking soda
    1 cup choc chips
    350* 1 hour 1 loaf