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Texas Trash Dip is a warm, creamy bean dip made with refried beans, cream cheese, sour cream, and a Tex-Mex cheese blend. Baked until bubbly and golden, it’s easy to make in under 30 minutes.

A hand dips a chip into cheesy Texas Trash Dip with green peppers.
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What is Texas Trash Dip?

Texas Trash Dip is a rich, creamy, layered bean dip made with refried beans, sour cream, and cream cheese, all blended with bold taco seasoning and plenty of melty cheese. Baked until hot and bubbly, it’s a flavorful party favorite that’s ready in under 30 minutes and always disappears fast.

Why We Love This Texas Trash Bean Dip Recipe

  • Quick and easy – just mix, bake, and serve
  • Made with simple pantry staples – no fancy ingredients required
  • Creamy, cheesy, and perfectly scoopable – ideal for dipping chips or veggies
  • Packed with protein – helps keep guests full and happy
  • Party-ready – great for tailgates, potlucks, and holidays like Cinco de Mayo

Ingredients

Texas Trash Dip ingredients.

Here’s everything you need to make this warm, cheesy, crowd-pleasing dip:

  • Cream cheese: Use full-fat for the richest flavor, but low-fat works too.
  • Sour cream: Sub with low-fat sour cream or plain Greek yogurt for a lighter option
  • Refried beans: Check the label if you need a vegetarian version
  • Chopped green chiles: Choose mild or hot, depending on your spice preference
  • Taco seasoning mix: A store-bought packet or homemade taco seasoning
  • Shredded Tex-Mex cheese blend: Swap out the Mexican cheese blend for any melty favorite like shredded cheddar cheese, Colby Jack cheese, pepper jack cheese, or Monterey Jack cheese

Optional Garnishes
Top your dip with any of the following for extra flavor and color:

  • Chopped cilantro or parsley
  • Sliced jalapeños
  • Diced tomatoes
  • Black olives
  • Green onions
  • Avocado
  • Add in a few dashes of hot sauce or more chiles to spice it up.

See the recipe card for full information on ingredients and quantities.

A crispy chip scooping creamy Texas Trash Dip with melted cheese and jalapeños.

How to Make Texas Trash Dip

  1. Melt the cream cheese: In a large pan over medium heat, heat the cubed cream cheese until soft and almost melted.
  2. Mix the dip: Add in the sour cream, refried beans, chopped green chiles, taco seasoning, and half of the Tex-Mex cheese blend. Stir and heat until everything is combined and smooth.
  3. Assemble: Pour the bean mixture into a baking dish sprayed with non-stick cooking spray. Sprinkle the remaining shredded cheese on top.
  4. Bake: Bake at 350 degrees Fahrenheit for 20–25 minutes, until the cheese on top is melted and bubbly.
  5. Serve: Serve warm with your favorite chips and optional garnishes!

Can I make this in a slow cooker?

Absolutely! Just mix all the ingredients together and cook on high for about 2 hours, or until everything is hot and melty. Then switch to warm to keep it at the perfect serving temperature.

mix ingredients in a pan and pour into casserole dish. top with shredded cheese and bake.

Recipe Tips

  • Use full-fat ingredients for the richest flavor and creamiest texture—it really makes a difference.
  • Don’t skip the green chiles – they add that classic Tex-Mex flavor and just the right amount of heat.
  • Make ahead – mix and assemble the dip in advance, cover, and refrigerate. Bake just before serving.
  • Serve it warm – this dip is at its best hot and bubbly straight from the oven.
  • Use sturdy chips – tortilla chips, Fritos corn chips, pita chips, crackers, carrot sticks, or sliced bell peppers all hold up well for scooping hearty dips.

How to Store and Reheat

  • To Store: Transfer leftovers to an airtight container and store in the refrigerator for up to 3–4 days.
  • To Reheat: For individual portions, microwave in 30-second bursts until hot. To reheat the full dish, cover with foil and warm in a 350°F oven until heated through.
  • Freezing: Not recommended—freezing can change the texture and make the dip watery once thawed.
Texas Trash Dip in a large casserole dish.

More Recipes To Try

Love this dip? You’ll love these easy party favorites too:

If you’ve tried this Texas Trash Dip Recipe or any other recipe on my website, please leave a star rating and let me know how it turned out in the comments below.

5 from 3 votes
Texas Trash Dip, hand holding a chip digging into the the dip.

Texas Trash Dip

Serves —
Creamy, cheesy, and loaded with flavor, this easy Texas Trash Dip is a crowd-favorite appetizer made with refried beans, green chiles, sour cream, and melty Tex-Mex cheese.
Prep Time 5 minutes
Cook Time 20 minutes
Total Time 25 minutes

Ingredients
 

  • 8 ounce package cream cheese cubed
  • 1 cup sour cream
  • 16 ounce can refried beans
  • 4.5 ounce can chopped green chiles
  • 1 package taco seasoning mix 24 grams
  • 4 cups shredded Tex-Mex cheese blend divided

Garnishes:

  • chopped parsley/cilantro
  • jalapeños chopped or sliced
  • olives
  • tomatoes

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    Instructions
     

    • Lightly spray a 9×13 dish and preheat oven to 350F.
    • Heat up a large pan and cubed cream cheese over medium heat until soft and almost fully melted.
      8 ounce package cream cheese
    • Add in sour cream, refried beans, chopped green chiles, taco seasoning and half of the Tex Mex cheese blend. Heat and stir until melted, then pour into prepared casserole dish and top with remaining cheese.
      1 cup sour cream, 16 ounce can refried beans, 4.5 ounce can chopped green chiles, 1 package taco seasoning mix, 4 cups shredded Tex-Mex cheese blend
    • Bake for 20-25 minutes until the cheese is melted.
    • Serve with any garnishes desired and corn chips.
      chopped parsley/cilantro, jalapeños, olives, tomatoes

    Jenn’s Notes

    Storage:
    • To Store: Leftover Texas trash dip can be stored in an airtight container in the refrigerator for 3-4 days.
    • To Reheat: To reheat, microwave your dip in 30 second intervals until heated through.
    Tips:
    • This dip is best served warm, fresh from the oven. However, it can be assembled a day ahead of time and baked just before serving.
    • The cheese will become a bit more stiff as it cools, so sturdy tortilla chips are best for dipping.

    Nutrition Info

    Calories: 133kcal | Carbohydrates: 4g | Protein: 6g | Fat: 10g | Saturated Fat: 6g | Polyunsaturated Fat: 0.4g | Monounsaturated Fat: 3g | Cholesterol: 33mg | Sodium: 279mg | Potassium: 46mg | Fiber: 1g | Sugar: 1g | Vitamin A: 336IU | Vitamin C: 2mg | Calcium: 150mg | Iron: 0.4mg

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    5 from 3 votes (2 ratings without comment)

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